Minnesota bill aims to mandate firearm coverage for homeowner’s insurers

Senate File No. 4231, introduced on March 9, 2026, by Senator Bonnie Westlin and referred to the Commerce and Consumer Protection Committee, would require Minnesota residents who own firearms to maintain at least $100,000 in liability coverage for loss or damage arising from any one incident where a person, other than the insured, is injured as a result of an accidental or unintentional discharge of the firearm.