The federal court case focuses on what Safety National alleges happened next. The insurer claims that in 2025, S.A.F.E. transferred $1,240,649 to Gina Emerson and $1,240,649 to Ed Alberts, described in the complaint as the “owners, members, and/or principals that control SAFE.” The filing says these transfers were made as “distributions” at a time when S.A.F.E. had a debt of more than $5 million to Safety National and was insolvent, or became insolvent as a result.