The dispute traces back to a 2022 motor vehicle collision in which Abdel-Rahman says he was seriously injured by Patricia Faircloth, a GEICO insured. In May 2023, Abdel-Rahman’s attorney sent GEICO an offer to settle for the $25,000 policy limits. The letter checked all the boxes required under OCGA ยง 9-11-67.1, Georgia’s statute governing pre-suit settlement offers in auto injury cases. It included the time period for acceptance, the settlement amount, the party to be released, the nature of the release and an itemization of what the claimant would provide to the releasee, and the claims to be released โ the five material terms the statute says must be part of any such offer.